Buying Home Without a Realtor – Illinois Broker School https://illinoisbrokeracademy.com Real Estate Classes Online in Illinois Sat, 23 Oct 2021 15:31:09 +0000 en-US hourly 1 https://wordpress.org/?v=6.6.1 https://illinoisbrokeracademy.com/wp-content/uploads/2021/09/Real-Estate-Courses-Logo-7.png Buying Home Without a Realtor – Illinois Broker School https://illinoisbrokeracademy.com 32 32 THE RISK OF BUYING A HOME WITHOUT A REALTOR https://illinoisbrokeracademy.com/the-risk-of-buying-a-home-without-a-realtors/ Sat, 23 Oct 2021 09:53:08 +0000 https://illinoisbrokeracademy.com/?p=8540 Read More »THE RISK OF BUYING A HOME WITHOUT A REALTOR]]> Some homebuyers, especially first-time homebuyers are wary of realtors. They think that realtors are only after closing the deal and not helpful in buying a home. There may be a small percentage of realtors like that but a large percentage care deeply about providing quality service and treating clients honestly and ethically.

BUYING A HOME WITHOUT A REALTOR?

If I opt buying a home without a realtor here are a few things to know:

1.I’LL HAVE TO DO MY OWN NEGOTIATION

Negotiating an offer is entirely different and tricky because the risks in purchasing a house exceed the price considerations.

2.I WON’T HAVE A NEIGHBOURHOOD SPECIALIST ON WHOM TO RELY

Realtors who sell in specific areas know facts about that neighborhood that a seller might not disclose.

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3. I MIGHT NOT RECEIVE THE ENTIRE SELLER DISCLOSURES TO WHICH I AM LEGALLY ENTITLED 

Sellers may not purposely withhold a disclosure, but I will likely not know what to request.

4.I MIGHT PAY MORE FOR CLOSING COSTS THAN IS CUSTOMARY IN MY AREA

Sellers might make me pay for everything, and I won’t know the difference.

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5.I’LL BE LEFT TO DECIPHER PILES OF PAPERWORK FILLED WITH CONTRACT LANGUAGE

An agent can explain the difference between a disclosure and an agreement, and assist me to understand what I sign.

6.I MAY FIND MY OWN MORTGAGE

I won’t know if my lender has a reputation for closing on time or whether I’m getting the best rate and terms.

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These are some of the things to consider when I’m buying a home. I hope you found this useful. 

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